Plus, you don’t need referrals for any services.Īlong with Original Medicare benefits, PPO plans may include the same extra benefits you can get with HMO plans. Generally, Humana’s PPO plans cost more than HMO plans, but you get the benefit of greater flexibility in choosing your doctors. You will just owe more if you choose an out-of-network provider. With this plan, you can visit any Medicare-approved doctor, even if they’re out of Humana’s provider network. If you want more choice in what doctors you see, consider a preferred provider organization (PPO) plan from Humana.
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